MenuThe bankruptcy discharge is a central concern to most debtors and to many creditors. Without going into the details, the discharge serves to wipe out personal liability on a substantial portion of debts. For most chapter 7 debtors, obtaining a discharge is a primary reason they filed, as it is the instrument of their fresh start. The chapter 13 discharge is similarly important, as is the reward obtained for completing a chapter 13 plan.
Adversary Proceeding
An adversary proceeding is a bankruptcy court lawsuit. The name comes from the fact that unlike a bankruptcy case such as one generated by filing a chapter 7 petition, an adversary proceeding has adversarial parties: plaintiff(s) and defendant(s). Usually at least one party is a debtor, creditor, or bankruptcy trustee.
