Debt Collection FAQs

There are many confusing aspects to the legal process of debt collection. On this page, we answer several commonly occurring questions.

Questions and answer posts such as these can only provide basic information. Please contact us if you need an answer to complicated question about the facts of your situation.

Claim of Exemptions (View All)

Questions about the post-judgment exemption claim process which begins with a Notice of Right to Have Exemptions Designated.

When is an exemption claim motion due?
I filed an exemption motion previously. Do I have to do it again?
How do exemptions work when there is a co-defendant or joint judgment?
Why does the sheriff come back after I designate exemptions?

Civil Judgments (View All)

General questions related to civil judgments in North Carolina

Will I go to jail if I don't pay a civil judgment?